Comments on: Guest Opinion: What women need (for retirement) http://www.richmondbizsense.com/2010/03/19/guest-opinion-what-women-need-for-retirement/ Richmond's Homepage For Business News Fri, 10 Feb 2012 02:28:40 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Matthew Illian http://www.richmondbizsense.com/2010/03/19/guest-opinion-what-women-need-for-retirement/comment-page-1/#comment-12436 Matthew Illian Tue, 23 Mar 2010 19:40:30 +0000 http://www.richmondbizsense.com/?p=16580#comment-12436 Brian, we understand that many investors have become disillusioned with the historical stock market returns. The future doesn't look quite as bright as the past. The problem with this "monster around the corner" thinking is that is discounts human resiliency and the power of the capital markets to seek profits. A globally diversified portfolio will give you access to the natural resources of Australia and Canada, the healthy banking institutions of Brazil and Chile, automakers in South Korea (Hyundai) and the new technologies development companies based out of Hong Kong, China and Singapore. There are many exciting investment stories beyond our shores. Just in case you start getting too down on the future of the US, we have found that it is helpful to look at the S&P 500 returns starting in years when the future looked equally bleak. Go to the web site: http://www.moneychimp.com/features/market_cagr.htm and enter the starting years of 1942 (start of US in WWII), 1950 (Korean War), 1980 (inflation over 15%), 1987 (Black Thursday Market Crash), etc. You will see that all these time periods have produced annual returns over 10%. Brian, we understand that many investors have become disillusioned with the historical stock market returns. The future doesn’t look quite as bright as the past. The problem with this “monster around the corner” thinking is that is discounts human resiliency and the power of the capital markets to seek profits.

A globally diversified portfolio will give you access to the natural resources of Australia and Canada, the healthy banking institutions of Brazil and Chile, automakers in South Korea (Hyundai) and the new technologies development companies based out of Hong Kong, China and Singapore. There are many exciting investment stories beyond our shores.

Just in case you start getting too down on the future of the US, we have found that it is helpful to look at the S&P 500 returns starting in years when the future looked equally bleak.

Go to the web site: http://www.moneychimp.com/features/market_cagr.htm and enter the starting years of 1942 (start of US in WWII), 1950 (Korean War), 1980 (inflation over 15%), 1987 (Black Thursday Market Crash), etc. You will see that all these time periods have produced annual returns over 10%.

]]> By: Brian Glass http://www.richmondbizsense.com/2010/03/19/guest-opinion-what-women-need-for-retirement/comment-page-1/#comment-12377 Brian Glass Fri, 19 Mar 2010 13:48:36 +0000 http://www.richmondbizsense.com/?p=16580#comment-12377 Question: Where will we be able to earn a 10% return anytime soon, unless we see runaway inflation? Question: Where will we be able to earn a 10% return anytime soon, unless we see runaway inflation?

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